Stop a Lawsuit with the Help of a Bankruptcy Attorney

Initially, when you stop making payments on your credits cards or other types of debts, your creditors will begin making phone calls to request payment. The calls will become increasingly frequent.  These calls will come at all times of the day and often become harassing. In many cases, the creditors or collection agencies will threaten you. They may say they will have you arrested.  Such methods are actually against the law. Nonetheless, if you are unable to pay, you may ultimately get sued.  You will have 30 days to respond to the lawsuit. Responding will require a filing fee and if you try to defend the suit it may end up costing you a lot more money.  If you decide not to defend the lawsuit you will receive a default judgement. If you  try to defend the suit it is very difficult to win because once you have defaulted on your payments you have breached the contract between the creditor and yourself.  The creditor will obtain a judgment against you and then collect its judgment through a wage garnishment – money will be deducted from you paycheck.  While you can hire an attorney to fight the creditor lawsuit, filing bankruptcy can eliminate the underlying debt and essentially end the lawsuit and costing you substantially less money in the short and long term. Whether you need to stop a lawsuit in Monterey, Salinas, Santa Cruz, Hollister, or anywhere in San Benito, Santa Cruz, or Monterey County call our office for a free consultation. (831) 224-3199.

Contact Jeremy Peck for a free consultation and to discuss preventing or stopping a creditor lawsuit at (831) 224-3199 or send an email!