Bankruptcy Start FreshWhile most people have heard about bankruptcy in one context or another, most people do not know precisely what bankruptcy actually is.

Bankruptcy is a legal proceeding that allows you to eliminate all, or a portion, of your debts. It is a long established legal right of people to file bankruptcy as long as they qualify.  Filing bankruptcy gives you immediate protection under the federal bankruptcy laws and prohibits creditors from taking any further collection activity against you. Once your bankruptcy is completed and you have received your bankruptcy discharge, you are no longer obligated to pay any of the debts that were discharged in your bankruptcy case. The Federal Bankruptcy Code consists of several chapters. Most cases are filed under Chapter 7 and Chapter 13.

We represent clients throughout the Monterey Bay Area, including the cities of Salinas, Santa Cruz, Scotts Valley, Felton, Boulder Creek, Live Oak, Soquel, Aptos, Capitola, La Selva Beach, Watsonville, Castroville, Monterey, Seaside, Sand City, Pacific Grove, Hollister, Ben Lomond, Carmel, Los Gatos and San Jose and throughout the counties of Santa Cruz. Monterey, and San Benito Counties.  We are a debt relief agency. We help people file bankruptcy under the Bankruptcy Code. Call today to make an appointment for a free consultation. Call Monterey bankruptcy attorney Jeremy Peck at (831) 224-3199.